One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

有特色的视频

没有现金，没有支票，没有问题

Peer-to-peer payment apps are one of the newest ways to send money.

特色介绍

你的现金流量表

A presentation about managing money: using it, saving it, and even getting credit.

拖延的代价

拖延是昂贵的. When you get a late start, it may be difficult to make up for lost time.

美国的平均预算

Learn about the average American budget in this fun and interactive piece.

复利的力量

Learn how to harness the power of compound interest for your investments.

• 文章

  Countering Counterfeit Currency

  Combating counterfeiting remains core to preserving the integrity of the nation’s money.

  Making a Charitable Contribution

  There are benefits and limitations when you decide to donate stock.

  U.S. 个人储蓄率

  What can be learned from the savings rate?

  Weighing the Benefits of Prepaid Debit Cards

  It's important to understand the pros and cons when considering a prepaid debit card.

  The Lowdown on Those Free Credit Scores

  What’s the deal with your yearly free credit report?

  发现信贷问题

  The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.

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• 计算器

  还清信用卡

  Enter various payment options and determine how long it may take to pay off a credit card.

  我现在的现金流是多少?

  Assess whether you are running “in the black” or “in the red” each month.

  历史上通货膨胀

  This calculator shows how inflation over the years has impacted purchasing power.

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• 演讲

  你的现金流量表

  A presentation about managing money: using it, saving it, and even getting credit.

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• 视频

  与人攀比

  生活方式 inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

  复利的力量

  Learn how to harness the power of compound interest for your investments.

  拖延的代价

  拖延是昂贵的. When you get a late start, it may be difficult to make up for lost time.

  拿铁的谎言和其他神话

  Check out this video to begin separating fact from fiction.

  大学储蓄101

  Here’s a crash course on saving for college.

  惊喜! 你有钱!

  Here’s a quick guide to checking to see if you have unclaimed money.

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